Zact has introduced the expanded Zact Platform, designed to unify commercial banking services such as commercial cards, expense management, payables, and travel into a single integrated experience. This platform, launched on September 23, 2026, operates on bank-grade infrastructure, allowing financial institutions to enhance their offerings without overhauling existing systems or partnerships.
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By integrating with major processors, networks, and payment rails already used by banks, Zact aims to help institutions maintain their deposits and revenue while strengthening customer relationships. Currently, Zact is fully integrated with two leading issuer processors globally, with plans to connect to a third.
The platform supports all three major global card networks and offers a suite of applications including commercial card management, integrated payables, invoice automation, travel booking, and rebate management. Additionally, it features AI-assisted tools for policy, approval, and workflow automation.
Zact's Portfolio Console centralizes data and workflows, providing banks a comprehensive view of their commercial programs. This allows for better management, visibility, and insights at the portfolio level, helping banks to effectively compete for their commercial clients' financial activities.