KBC Group has confirmed that it remains well above the European Central Bank’s (ECB) minimum capital requirements. According to the ECB's recent notification regarding the Supervisory Review and Evaluation Process (SREP) for 2026, the Pillar 2 Requirement (P2R) will remain at 1.95% and the Pillar 2 Guidance (P2G) will stay at 1.00% of Risk-Weighted Assets (RWA). Consequently, KBC's fully loaded Common Equity Tier 1 (CET1) requirement is set at 10.94%, unchanged from the second quarter of 2026.
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This requirement includes a Pillar 1 Requirement of 4.50%, a P2R of 1.10%, a capital conservation buffer of 2.50%, an Other Systemically Important Institutions (O-SII) buffer of 1.50%, and consideration of future countercyclical capital buffers totaling 1.34%. As of the end of the second quarter of 2026, KBC Group reported an unfloored fully loaded Basel 4 CET1 ratio of 14.4%, significantly exceeding the CET1 requirement.